the answer is Commercial Bank money.  when banks issue loans to the public they create new commercial bank money.  when a customer repays a loan the commercial bank money is destroyed & the banks keep the interest as profit.
in plain English:  they're not loaning YOUR money which is EXACTLY why you think you are giving it to them.  NOTE:  isn't it BIZARRE that most people would not give their money to a friend to hold yet they've been trained that it is completely normal to do the same with complete strangers who are deliberately deceiving them ??
most people think of banks in terms of that piggy bank scenario bank they held as children.  you put money in and it holds it but to think the same of a commercial bank is truly "childish".
anyone who does business with commercial banks for ANY reason (including a simple savings account) is part of the problem.
when you ask "why am i making less ??  why does everything cost more & more ??"
sure part of the answer is commercial banks BUT the rest of the answer is mostly likely staring back at you in your mirror.

IN THE INTEREST OF SHARING INFORMATION the answer is Commercial Bank money.  when banks issue loans to the public they create new commercial bank money.  when a customer repays a loan the commercial bank money is destroyed & the banks keep the interest as profit.

in plain English:  they're not loaning YOUR money which is EXACTLY why you think you are giving it to them.  plus there are no laws regulating how much they can do that now.

NOTE:  isn't it BIZARRE that most people would not give their money to a friend to hold yet they've been trained that it is completely normal to do the same with complete strangers who are deliberately deceiving them ??

most people think of banks in terms of that piggy bank scenario they held as children.  you put money in and it holds it but to think the same of a commercial bank is truly childish.

this also means that as a general rule ===> money is debt & debt is money.  "the only way the government can create additional purchasing power is by getting itself and us into more debt".

and hey that might be fine if there were widespread benefits for the entire population as a whole but what is it when it is completely fucking most people straight up the ass without vaseline ???

so anyone who does business with commercial banks for ANY reason (including a simple savings account) is part of the problem and i'm certainly not suggesting for a second that that is not completely FUCKED up.

but don't do that and then ask "why am i making less ??  why does everything cost more & more ??"

sure part of the answer is commercial banks creating money out of nothing BUT the rest of the answer is most likely staring back at you in your mirror.

plus now that you've read this:  if you knowingly jump into a locked cage don't ask why you are trapped.  and anyone who now spews one of those weightless well then how do i buy a car without dealing with a bank ? questions is like an idiot asking how to change the channel without the remote.

educate yourself & live more creatively & you will easily figure it out. 

the system is the system.  if we eliminated it today the world's economy would collapse.  we're in too deep.  we can not change that but we CAN change the process by which our money is allocated or spent & of course monitor how much we borrow.

how dependent are you on all of this (??) is a crucial question to ask because the more dependent you are the worse you are making it, not only for yourself, but for everyone else as well.

without a truly democratic process we have no democracy and as of this very moment we have no democracy especially when a mere handful of banks hold about 85% of all deposits now.  does that sound like democracy to you ???  call it something else.  the charade just makes it worse because it implies "business as usual" is just fine.  

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           :: SITE UPDATED ::  Sept 23 2017

●● new LPs & EPs are here ●●

what can i say = LISTEN TO THE SONGS.  push all the short attention span theater shit to the side and LISTEN. music is embedded all over this site.  let the albums & EPs play from start to finish.  they are not just collections of random songs. also my music is for that end of the night nightcap in headphones not background for the party.  i suggest you approach it that way & engage it in that setting and the rest is up to you.

 

if you are looking for predictable simpleton drivel meant to appease empty Ameri-con trash you are in the wrong place i assure you.  the bulk of your friends list on Facebook will help you out if that is the mirror you seek. click that red link now and get your worthless tacky ass out of here QUICKLY.

 

i seek no press.  this website is receiving traffic from 140+ countries every month through word-of-mouth only.  there's no Facebook or YouTube whoring.  besides the United States the traffic has been incredible from Germany, France, Japan, Russia, UK, Australia, Canada, China, Italy, Spain, Mexico, Argentina, Brazil, Poland, Hungary, Sweden, Finland, Chile, and The Netherlands.  i want to thank all of you especially along with everyone else for listening, visiting, and whatever else.

 

my previous releases before the ones linked above are as follows: Chapter One was released May 18th 2013.  the Mrs. Produkt EP was released March 2nd 2013 & Der Schnitt was released February 9th 2013.  please go purchase them & support independence. you can name your price.  if you're broke put in $0 and take it for free with no strings attached.  i do not want your email.  i do not give a fuck about your "like".  i do not want to contact you.  what i want is for you to LISTEN.  click on any album cover to show you where you can download them.  COOL ??????????

 

 

BOTTOM FEEDER: THE SOCIALITE was released December 15th 2012.  this was my 6th full length album in 2012.  10 new tracks.

and this ever-evolving collection of covers is always FREE. click her to show you where you can download it now.

 

 

music as an industry is going to continue to reside in the gutter until more of you start caring for it properly again.  it's so PURR-fect that the Ameri-con way has sold so many on the notion that it's pointless to drop $10 on music but don't worry about doing the same thing at McDonald's a few times a week for glorified dog food.  that's COMPLETELY normal.

 

for now i only deal with Bandcamp because unlike iTunes i can keep it donation based.  i also deal with Bandcamp because they are the coolest & best company selling digital music on the web right now and they are aiding the cause not hurting it like iTunes.  PERIOD.  Bandcamp will covert your payment from almost any currency imaginable and you can get better quality downloads from them as well. you're not just helping me you're helping so many others including the audience of any genre outside the pathetic and predictable mainstream industry that is as marginal and washed up as it has ever been.  i can not be more honest than that.

  

yes this site is 1st and foremost about my music but it is also about many of the other things that i love OR hate and anything else i feel like in between.  if you search through the menu you will find all of my (currently available) releases.  but you will also find some of my paintings & photography.

 

the Journals & Written Word links in the menu above are loaded with my writing.  i am constantly updating it as well as every other section of this site.

 

up above in this column check the date of the last update underneath my picture.  it will always be extremely current GUARANTEED.  as part of the audience i know music/band sites for the most part are PAINFULLY BORING, infrequently updated, & lacking content so i hope to present something much more interesting & extensive.  i guarantee that every day you return here you can/will find something new.

 

if you email me i'll answer.  it's a real simple process.  i respect people who participate not those who hide in their thinly veiled cyber corners playing their tired petty fame games.  to me there is absolutely zero mystique in that.  i'm a complete hermit by nature so 99% of you will most likely never get to know me in person anyway so here's a virtual part of me instead.  thank you for perusing.